By accessing and using Toolzia (https://toolzia.in/), you agree to comply with and be bound by the following terms and conditions.

1. Permitted Use

You may freely use Toolzia tools for individual, educational, or professional purposes. Processing happens on your local hardware.

2. Disclaimer of Warranties

All tools and financial calculators are provided on an “as is” and “as available” basis without warranties of mathematical suitability for specific commercial obligations.