What is an annual Step-Up SIP?

A Step-Up SIP (or top-up SIP) automatically increases your monthly contribution by a specified percentage each year, aligning your investments with your income growth.

What average annual return rate should I enter?

For diversified large-cap or flexi-cap equity mutual funds, long-term investors generally model between 11% and 13% CAGR. For balanced or hybrid funds, 9% to 11% is customary.

Can I export my year-by-year calculation?

Yes. Click 'Export Amortization (CSV)' to instantly download a comprehensive table containing yearly deposits, cumulative contributions, interest earnings, and closing balances.

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SIP Calculator

Calculate expected returns on mutual fund SIP investments with annual salary step-up increment.

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